5 min setup
Developer First
Instant Onboarding
Get verified and start accepting payments in minutes with our automated KYC process.
Now Live in Kenya
Africa's Payments InfrastructureStarting with M-Pesa
The API-first platform that makes African payments simple. Accept M-Pesa, send payouts, and build financial products with a few lines of code.
npm install @pesastream/sdk
// Accept M-Pesa payments in 5 lines
const payment = await pesastream.charge({
amount: 2500,
currency: 'KES',
phone: '+254712345678'
});No setup fees
5-minute onboarding
KRA compliant
Payment Confirmed
KSh 2,500
From: +254 712 345 678
MP240817ABC123
1M+
Transactions processed
500+
Businesses onboarded
99.9%
Uptime guarantee
●Built for Developers
Payments Infrastructure for African Scale
API-first platform with everything you need to accept payments, send payouts, and manage financial operations across Africa.
API Example
// Accept M-Pesa payment
const payment = await pesastream.charge.create({
amount: 5000,
currency: 'KES',
description: 'Premium Plan Subscription',
phone: '+254712345678',
metadata: { plan: 'premium', user_id: 'usr_123' }
});
// Handle webhook events
app.post('/webhooks/pesastream', (req, res) => {
const event = req.body;
switch (event.type) {
case 'payment.succeeded':
await fulfillOrder(event.data);
break;
case 'payment.failed':
await notifyUser(event.data);
break;
}
res.json({ received: true });
});Instant alerts
Webhook Support
Real-Time Payment Webhooks
Instant notifications for every transaction with rich event data and retry logic.
Tax-ready
Compliant
Smart Invoicing & Receipts
Automated, KRA-compliant receipts and invoices with tax calculations built-in.
Scan & Pay
Dynamic QR
QR Code Payments
Generate dynamic QR codes for offline and online payments with custom branding.
E2E encrypted
Secure
Bank-Grade Security
PCI DSS compliant infrastructure with end-to-end encryption and fraud detection.
Multi-currency
Cross-border
Global Payouts
Send payments to mobile money, bank accounts, and cards across multiple countries.
Ready to build with Pesastream?
Join hundreds of developers building the future of African payments.
Simple Process
How It Works
Get your business accepting payments in three simple steps
1
Onboard in Minutes
Verify your business with KRA PIN + Paybill/Till, connected securely through our Impressor partnership.
2
Create Payment Forms & QR Codes
Add your products, generate branded QR codes, and stick them on anything you sell.
3
Accept Real-Time Payments
Customers scan, pay instantly with M-Pesa, and you get notified instantly with receipts and records.
Simple, Transparent Pricing
Choose the perfect plan for your growing business
Free
KSh 0
Get started with core payment features.
- Unlimited test transactions
- Basic dashboard
- Email support
Most Popular
Business
KSh 1,500 /mo
Best for growing Kenyan businesses.
- Live payments
- Custom branding
- Priority support
Enterprise
KSh 5,000 /mo
Scale with advanced features & SLA.
- Dedicated support
- Advanced analytics
- Custom integrations
All plans include secure payments, fraud protection, and 24/7 monitoring. No hidden fees.
Why Choose Pesastream?
Bank-grade security with built-in KYC & KYB — so you can accept payments with confidence and scale without the risk.
Bank-Grade Security
HashiCorp Vault protects every M-Pesa credential with encryption, rotation and audit logs — minimizing fraud risk and simplifying compliance.
- Short-lived tokens & auto-rotation
- Fine-grained access policies
- Full audit trail for regulatory needs
KYC — Customer Identity
Instant identity checks, ID document verification and liveness detection to stop fraud before it starts.
1200 customers verified
Average verification time: ~30s
KYB — Business Verification
Verify business registration, UBOs, and bank account ownership with integrations to trusted Kenyan registries and partners.
240 businesses verified
UBO checks & document matching
How our verification flow works
1
Collect documents
ID, selfie, business registration, bank statement.
2
Automated checks
Liveness, OCR, registry lookups and UBO matching.
3
Approve & onboard
Approval, audit trail, and tokenised credentials for payments.
Trusted by 500+ developers
Start Building in Minutes
Join the fastest growing payments infrastructure for Africa. Get started with our developer-friendly API and start accepting payments today.
Developer
Freeforever
- First 1,000 transactions free
- Test mode with sandbox
- Basic API access
- Community support
Most Popular
Growth
1.5%+ KES 10 per transaction
- Everything in Developer
- Priority API access
- Advanced analytics
- Email support
Enterprise
Custompricing
- Everything in Growth
- Dedicated infrastructure
- SLA guarantees
- 24/7 dedicated support
Why developers choose Pesastream
First 1000 transactions free
No setup or hidden fees
Developer support